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Smart Capy Terms of Use

Effective date: August 24, 2026

Last updated: August 24, 2026

These Terms of Use (the “Terms”) are a legal agreement between you and Secero Inc. (“Secero,” “we,” “us,” or “our”) governing your use of the Smart Capy mobile application, also displayed as “Capy,” and related websites, sharing services, artificial-intelligence features, subscriptions, content, and services (collectively, the “Service”).

By creating an account, purchasing a subscription, or accessing or using the Service, you agree to these Terms and acknowledge our Privacy Policy. If you do not agree, do not use the Service.

1. Eligibility and authority

You must be at least 13 years old to use the Service. If you are under the age of legal majority where you live, you may use the Service only with permission from a parent or legal guardian. If you use the Service for a school, employer, or other organization, you represent that you have authority to bind that organization to these Terms, and “you” includes that organization.

The Service is not directed to children under 13. Do not create an account for, or knowingly submit personal information about, a child under 13.

2. Accounts

You must provide accurate information, keep your credentials secure, and promptly notify us at [email protected] if you believe your account or a sharing link has been compromised. You are responsible for activity performed through your account except to the extent caused by our breach of these Terms or applicable law.

You may sign in through Google or another supported method. Your use of a third-party sign-in service is also subject to that provider’s terms and privacy practices.

You may not sell, transfer, or share your account credentials. We may reject, suspend, or require you to change an account identifier that impersonates another person, violates law, or creates a security risk.

3. What Capy does

Capy helps users record audio, create on-device transcripts, organize and annotate sessions, generate AI-assisted insights, ask questions about sessions, export files, and share encrypted session snapshots.

Audio recording and live transcription are designed to occur on your device. AI features require selected text and related context to be transmitted to our service providers for processing, as described in the Privacy Policy. A session is uploaded to Supabase only when a user affirmatively creates an encrypted Capy sharing link. Ordinary local sessions are not automatically uploaded to Supabase Storage.

Features may vary by device, operating system, subscription, location, or release. We do not promise that every feature will always be available.

4. Permission to use the Service

Subject to these Terms, Secero grants you a limited, personal, revocable, non-exclusive, non-transferable, and non-sublicensable license to install and use the application on Apple-branded products you own or control, as permitted by the Apple Media Services Usage Rules, solely for your personal, educational, or internal business use.

The Service is licensed, not sold. Secero and its licensors retain all rights not expressly granted to you, including all rights in the application, source and object code, models and model integrations, designs, graphics, branding, interfaces, documentation, and other Secero materials.

Except where applicable law or an applicable open-source license permits it, you may not:

Nothing in these Terms restricts rights that cannot lawfully be restricted.

5. Your content and ownership

“User Content” means audio, transcripts, session titles, images, notes, highlights, drawings, prompts, chat messages, imported files, and other material you create, record, import, or submit through the Service.

As between you and Secero, you retain ownership of your User Content. These Terms do not give Secero ownership of your recordings, transcripts, notes, prompts, or shared sessions.

You grant Secero a limited, non-exclusive, worldwide, royalty-free license to host, transmit, encrypt, decrypt where technically necessary and authorized, reproduce, format, and otherwise process User Content only as needed to:

This license ends when the relevant User Content is deleted from our systems, subject to reasonable technical deletion periods, backups, legal obligations, and content already independently imported by another user.

We do not sell User Content. We do not use User Content to train Secero or third-party AI models. We do not permit our AI provider to train its models on User Content. We will not change these commitments without updating our Privacy Policy and, where required, obtaining your consent.

If you provide suggestions, ideas, or feedback about the Service, you grant Secero a perpetual, irrevocable, worldwide, royalty-free right to use that feedback without restriction or compensation, provided we do not publicly identify you as its source without permission.

6. Your responsibilities for recordings and content

You are solely responsible for User Content and for deciding when and where to record. Recording, transcribing, or sharing a lecture, meeting, conversation, performance, or other event may require consent from speakers, participants, an instructor, an institution, an employer, or a rights holder.

Before recording or sharing, you must:

You represent and warrant that your User Content and use of the Service do not violate law, these Terms, or another person’s privacy, publicity, confidentiality, contractual, or intellectual-property rights.

Capy is not designed as a system of record for legally required documentation, emergency communications, medical records, protected health information, government-classified information, or information subject to specialized security requirements unless Secero has expressly agreed in writing to support that use.

7. AI features

Capy’s AI features may generate summaries, answers, due dates, action items, or other output based on User Content. AI output can be incomplete, inaccurate, misleading, outdated, or unsuitable for your circumstances. It may fail to identify important statements or attribute content incorrectly.

You must independently review AI output before relying on it. The Service is not a substitute for original course materials, an instructor, or qualified legal, medical, financial, academic, or other professional advice. Do not use AI output as the sole basis for decisions that could materially affect a person’s rights, health, safety, education, employment, finances, or legal position.

To the extent permitted by law, Secero does not claim ownership of AI output generated specifically for you. Similar or identical output may be generated for other users. You are responsible for determining whether and how you may use any output.

8. Encrypted session sharing

When you choose Share Capy Link, the application creates an immutable snapshot that may include session title, recording date, duration, detected language, finalized transcript, speaker labels, word timings, markers and marker notes, selected time ranges, supported analysis data, and technical format metadata. The shared snapshot excludes the source audio recording, AI chat history, account identity, class membership and cover image, and live or partial transcript content.

The snapshot is encrypted on your device using AES-256-GCM. Supabase stores the ciphertext and limited metadata needed to operate the share, such as the owner account ID, share ID, storage path, format and encryption versions, encrypted file size, state, and timestamps. The decryption key is placed in the fragment of the complete sharing URL and is not sent to Secero, Cloudflare, or Supabase during normal link resolution.

Ready shares remain available for up to 30 days and are then scheduled for deletion. Incomplete uploads are scheduled for deletion after approximately one hour.

You understand and agree that:

Do not create a sharing link if you do not have permission to disclose every part of the snapshot.

9. Acceptable use

You may not use the Service to:

We may investigate suspected misuse and preserve or disclose relevant information when reasonably necessary to protect users, Secero, our providers, or the public; enforce these Terms; or comply with law. Because encrypted shares are designed so Secero does not possess the decryption key, our ability to investigate their contents is limited.

10. Subscriptions, purchases, and credits

Some features require a paid, automatically renewing subscription or usage allowance. Prices, billing periods, included features, and any trial terms are displayed before purchase.

Purchases made through the App Store are processed by Apple and are subject to Apple’s terms. Apple, not Secero, handles your payment method. Your subscription renews automatically unless canceled through your Apple account at least 24 hours before the end of the current period, subject to Apple’s then-current rules. You can manage or cancel an App Store subscription in your Apple account settings. Deleting Capy or your Secero account does not automatically cancel an Apple subscription.

Except where law or Apple’s policies require otherwise, payments are non-refundable. Apple determines eligibility for App Store refunds. Feature allowances, “Capy Intelligence,” minutes, credits, or similar usage measures have no cash value, are not transferable, and may expire or reset as disclosed in the applicable plan.

We may change prospective subscription prices or plan features with notice required by law or the App Store. A price change will not take effect for you except as permitted through Apple’s subscription process.

11. Third-party services

The Service relies on third parties, including Apple, Google, Supabase, Cloudflare, Mixpanel, and OpenAI. Third-party services may be governed by their own terms and privacy policies. You must comply with applicable third-party terms when using the Service.

Secero is not responsible for third-party services, networks, devices, or transmission channels that it does not control. Third-party service outages or changes may affect the Service.

12. Privacy and security

Our Privacy Policy explains our data practices and is incorporated into these Terms. We use safeguards designed to protect information, but no device, transmission, or storage system is completely secure. You are responsible for securing your device, account, exported files, and sharing links and for maintaining any backups you need.

13. Copyright and other complaints

If you believe content or use of the Service infringes your rights, contact [email protected] with enough information for us to identify the work, the alleged infringement, your contact information, and the basis for your claim. We may request additional information and may remove or disable access where legally required and technically possible.

14. Suspension, termination, and account deletion

You may stop using the Service at any time. You may request deletion as described in the Privacy Policy. Before deleting your account, export any local content you wish to keep and separately cancel any App Store subscription.

We may suspend or terminate access, restrict a feature, or remove content when reasonably necessary because of a material or repeated breach of these Terms, a security threat, nonpayment, legal requirement, provider restriction, or risk of harm. Where appropriate and legally permitted, we will provide notice and a reasonable opportunity to address the issue.

Upon termination, the license granted to you ends. Sections that by their nature should survive will survive, including ownership, feedback, disclaimers, liability limits, indemnity, dispute terms, and miscellaneous provisions.

15. Changes to the Service or these Terms

We may update or discontinue features. If a change materially reduces a paid feature during a prepaid period, any remedy will be provided as required by applicable law or App Store rules.

We may update these Terms. We will post the updated Terms and revise the “Last updated” date. If changes are material, we will provide additional notice as required by law. Changes apply prospectively. Your continued use after the effective date of updated Terms constitutes acceptance where permitted by law.

16. Disclaimers

TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE SERVICE AND ALL OUTPUT ARE PROVIDED “AS IS” AND “AS AVAILABLE.” SECERO DISCLAIMS ALL EXPRESS, IMPLIED, AND STATUTORY WARRANTIES, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, QUIET ENJOYMENT, ACCURACY, AVAILABILITY, SECURITY, AND NON-INFRINGEMENT.

SECERO DOES NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED, ERROR-FREE, LOSS-FREE, OR COMPATIBLE WITH EVERY DEVICE; THAT TRANSCRIPTS OR AI OUTPUT WILL BE COMPLETE OR ACCURATE; OR THAT SHARED LINKS OR LOCAL CONTENT WILL ALWAYS REMAIN AVAILABLE.

SOME JURISDICTIONS DO NOT ALLOW CERTAIN DISCLAIMERS, SO SOME OF THESE TERMS MAY NOT APPLY TO YOU. NOTHING IN THESE TERMS EXCLUDES A WARRANTY OR CONSUMER RIGHT THAT CANNOT LAWFULLY BE EXCLUDED.

17. Limitation of liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, SECERO AND ITS DIRECTORS, OFFICERS, EMPLOYEES, AFFILIATES, LICENSORS, AND SERVICE PROVIDERS WILL NOT BE LIABLE FOR INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES; LOSS OF PROFITS, REVENUE, DATA, GOODWILL, OR OPPORTUNITY; OR THE COST OF SUBSTITUTE SERVICES, ARISING OUT OF OR RELATING TO THE SERVICE OR THESE TERMS, EVEN IF ADVISED THAT SUCH DAMAGE WAS POSSIBLE.

TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE TOTAL LIABILITY OF SECERO AND THE OTHER SECERO PARTIES FOR ALL CLAIMS ARISING OUT OF OR RELATING TO THE SERVICE OR THESE TERMS WILL NOT EXCEED THE GREATER OF (A) THE AMOUNT YOU PAID TO SECERO FOR THE SERVICE DURING THE 12 MONTHS BEFORE THE EVENT GIVING RISE TO THE CLAIM OR (B) US $100.

These limits do not apply to liability that cannot lawfully be limited, which may include liability for fraud, willful misconduct, gross negligence, death or personal injury caused by negligence, or violation of mandatory consumer rights.

18. Indemnification

To the extent permitted by law, you will defend, indemnify, and hold harmless Secero and its directors, officers, employees, and affiliates from third-party claims, damages, losses, liabilities, and reasonable costs, including attorneys’ fees, arising from your unlawful User Content, your unlawful recording or sharing, your material breach of these Terms, or your infringement of another person’s rights.

This section does not require you to indemnify a Secero party for that party’s own fraud, willful misconduct, gross negligence, or violation of law, and it does not apply where prohibited by consumer law. Secero may control the defense of an indemnified claim, and you will reasonably cooperate.

19. Governing law and disputes

Before filing a claim, you and Secero agree to attempt to resolve the dispute informally for at least 30 days. A notice to Secero must be sent to [email protected] and Secero Inc., 1111B S Governors Ave #39431, Dover, DE 19904, United States, and must include your name, account email, a description of the dispute, and the relief requested. Secero may send notice to the email associated with your account.

Except where the law of your residence requires otherwise, these Terms are governed by the laws of the State of Delaware, without regard to conflict-of-law principles. The state and federal courts located in the State of Delaware will have exclusive jurisdiction over disputes, and you and Secero consent to their jurisdiction and venue.

Nothing in this section prevents either party from seeking emergency injunctive relief, bringing an eligible individual claim in small-claims court, reporting an issue to a government agency, or exercising a non-waivable consumer right. The United Nations Convention on Contracts for the International Sale of Goods does not apply.

20. Apple-specific terms

If you obtained Capy through Apple’s App Store, your license to the application is also subject to Apple’s Standard Licensed Application End User License Agreement. These Terms govern Secero’s Service and supplement, rather than replace, Apple’s Standard EULA. If these Terms conflict with Apple’s Standard EULA regarding the scope of your license to the application, Apple’s Standard EULA controls.

You and Secero also acknowledge and agree that:

21. Miscellaneous

These Terms and the Privacy Policy are the entire agreement between you and Secero concerning the Service, except for additional terms presented for a specific feature or plan. If additional terms conflict with these Terms, the additional terms control for that feature.

You may not assign these Terms without our written consent. Secero may assign them in connection with a merger, acquisition, financing, reorganization, sale of assets, or by operation of law, subject to applicable privacy law. No third party has enforcement rights except Apple as expressly stated above. Our failure to enforce a provision is not a waiver. If a provision is unenforceable, it will be modified to the minimum extent necessary, and the remaining provisions will continue in effect. Headings are for convenience only.

22. Contact

Secero Inc.

1111B S Governors Ave #39431

Dover, DE 19904

United States

Email: [email protected]